There are lots of people that need to take out a student loan or grant every year, but if you are one of those people and you need to look into the possibility of taking one out, firstly look at other options available to you.

I first arrived in Thailand in 2004 and I arrived here more of less by accident. I had travelled a lot in Europe: Russia, Western Europe, Scandinavia, North Africa and north South America, but I had never found the time to travel to Asia.