Your health is a very serious thing and cannot be slacked off with. The majority of the time, you may be fit as a fiddle and healthy, however there are lots of people out there who have health issues and do not have any health insurance whatsoever even when they really need it. Whether your health is great or in poor condition, everybody needs health insurance. There will always be somewhat of a chance you could get sick or even injured since no one is invincible.